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Kigali Microloans

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Learn More About Kigali Microloans

Quick Loan

At Kigali Microloans (KML), we are dedicated to empowering individuals by providing quick and customer focused financial solutions.


In Rwanda’s dynamic and ever-evolving economy, access to credit is essential for working professionals seeking to overcome life’s emergencies and achieve financial security.
KML stands at the forefront, offering fast, reliable, and collateral-free personal loans to help individuals navigate financial challenges with confidence and ease.

Quick Loan

Our Product

Umurabyo Loan Service

Umurabyo Loan

Our Umurabyo Loan is a short-term cash solution to help you manage emergencies and get through to the next paycheck. Designed for formal employees, we prioritize speed, convenience, and support.


Quick Approval Process


Access Up to 500,000 Frw


No Hidden Fees, only small Monthly Interest

Frequently Asked Questions (FAQs)

What is the Umurabyo Loan? ↓
The Umurabyo Loan is a short-term cash loan that helps clients cover emergencies until their next payday. It is repaid within one month.
How much can I borrow from Kigali Microloans? ↓
You can borrow up to 500,000 Rwandan Francs (Frw) for Umurabyo Loan.
What are the qualifications to apply for the Umurabyo Loan? ↓
You must be employed in the public or private sector and provide the required documents: National ID, Employment contract, and three months' bank statements.
What is the interest rate for the Umurabyo Loan? ↓
The interest rate is 10% monthly, with no additional fees for application, processing, administration, insurance, or other costs.
How do I apply for the Umurabyo Loan? ↓
You can send your application via company email (kigalimicroloans@gmail.com) containing the required documents (National ID, Employment contract, and bank statements), or click here to apply and wait for approval.
Can I reloan after repaying my Umurabyo Loan? ↓
Yes, clients can reloan up to 2 times. The client must notify Kigali Microloans 10 days before the loan repayment due date.
How can I repay my Umurabyo Loan? ↓
You can repay the loan through cash, mobile money, or a bank deposit.
How long does it take to process the loan? ↓
Loan applications are processed within two hours after submission, and clients will receive the loan as quickly as possible, typically through cash, mobile money, or bank deposit not later than 24 hours.
How can I contact Kigali Microloans if I have further questions? ↓
You can reach us by calling directly the numbers provided on Contact Us or through our official email. Contact details are available on the website.